Personal Finance Curriculum Guide

Please email all public comments to personalfinance@cde.ca.gov by October 31.

When preparing public comments, you may wish to consider the questions below. Wherever possible, please include page and line numbers for any proposed changes or additions.

Public comments that provide clear, actionable edits are appreciated. Referencing specific chapter, page and line numbers is especially helpful, as is a succinct rationale for making the change. Please see below for an example:

Chapter 1: Focus, Coherence, & Rigor

Pages 23–27, lines 537–620: Coherence

Comment: The language regarding “coherence” in the California Common Core State Standards for Mathematics asks for “linking topics and thinking across grades” and explains that “Learning is carefully connected across grades so that students can build new understanding onto foundations built in previous years.”

Please simplify the section on coherence so the reader can understand how the definition of coherence is being expanded or redefined. Remove the commentary on instructional materials and just explain simply how the term coherence in this document connects to and extends the prior definition.

Guiding Questions

Personal Finance Topics

• Does the curriculum guide adequately provide context and resources for the 12 personal finance topics required by Assembly Bill 2927?
• Are there any key areas of personal finance you feel are missing or overemphasized?

Equity in Implementation

• How well does the guide address the needs of diverse districts and school sites, including those with limited resources or varying student demographics?
• What recommendations would you make to ensure equitable access and implementation across the state?

Curriculum Quality and Accessibility

• Are the no-cost, publicly available curricular resources highlighted by the curriculum guide organized in a way that is useful to educators?
• Are there additional providers of free personal finance curricula that should be included in the guide?
• Do the curricular materials highlighted in the curriculum guide reflect real-world financial scenarios and culturally responsive practices?

Support for Educators

• Does the guide provide sufficient professional learning resources for teachers of personal finance courses?
• What additional training or resources would be helpful?

Community and Family Engagement

• How effectively does the curriculum encourage collaboration with families, local organizations, and community experts to enrich students’ financial literacy?
• What strategies could strengthen these partnerships?